DEGIRO vs MyInvestor
DEGIRO and MyInvestor both let you invest from Spain, and the fee that matters most depends on how you actually use them: buying and holding index funds is not the same as trading ETFs every month. Below is each one's fee schedule, taken from the official source and linked so you can check it yourself.
Fees head to head
Fees last verified on 2026-07-11.
| DEGIRO | MyInvestor | |
|---|---|---|
| Custody | €0 custody/inactivity fee, but up to €2.50/year per foreign market where you hold a position ("connectivity fee") | €0 on funds and on directly-purchased ETFs/stocks |
| Per order | €1 per order on Core Selection ETFs (an extra €2 applies if you exceed the fair-use policy) | 0.12% on ETFs (min €1, max €25) and stocks (min €3, max €25) |
| Mutual funds | Flat €3.90 per order + 0.20% per year on the value of the fund portfolio (money-market funds excepted) | No buy/sell, custody, or transfer fee on indexed funds |
There is deliberately no single winner here: the cheapest platform depends on how often you trade and whether you buy funds or ETFs. Both figures come from the official fee schedule, linked on each card.
DEGIRO
Low-cost broker with access to exchanges and ETFs worldwide.
It's cheaper for ETFs than for traditional funds — makes the most sense if you plan to trade Core Selection ETFs.
MyInvestor
Spanish neobank with indexed funds and ETFs, no custody fee.
The robo-advisor (automatically managed portfolios) has a separate fee: 0.15% management + 0.15% custody per year.
Frequently asked questions
Which is cheaper, DEGIRO or MyInvestor?+
It depends on what you do with them, which is why this page shows no single winner. DEGIRO charges €1 per order on core selection etfs (an extra €2 applies if you exceed the fair-use policy) on trades, and MyInvestor charges 0.12% on etfs (min €1, max €25) and stocks (min €3, max €25). Custody is €0 custody/inactivity fee, but up to €2.50/year per foreign market where you hold a position ("connectivity fee") versus €0 on funds and on directly-purchased etfs/stocks. Work out roughly how often you will trade before deciding.
What does DEGIRO charge in custody fees?+
€0 custody/inactivity fee, but up to €2.50/year per foreign market where you hold a position ("connectivity fee"). It's cheaper for ETFs than for traditional funds — makes the most sense if you plan to trade Core Selection ETFs.
What does MyInvestor charge in custody fees?+
€0 on funds and on directly-purchased ETFs/stocks. The robo-advisor (automatically managed portfolios) has a separate fee: 0.15% management + 0.15% custody per year.
Are these figures up to date?+
Each figure comes from the platform's own official fee schedule and both are linked on this page so you can verify them. Fees change, so check the live page before opening an account.
Are these affiliate links?+
No. They are direct links, with no referral code and no commercial agreement behind them. If that ever changes, it will be stated clearly on this page.
Other comparisons
Educational content, not financial advice. Fees change over time (especially on crypto exchanges, with volume-based tiers): always check the live fee schedule on the official site before deciding.