MyInvestorUS equitiesIndexed
MyInvestor Indexado S&P 500 PP
Total fee
~0.44%
Hist. return*
~10%
Risk
5/7
S&P 500
Pension plans
Indexed and robo-advisor pension plans
Verified catalog of Spanish individual pension plans (PPI) that are indexed: MyInvestor and the main robo-advisors. Approximate total fee, risk and a direct link to each provider.
18 plans
MyInvestorGlobal equitiesIndexed
MyInvestor Indexado Global PP
Total fee
~0.38%
Hist. return*
~8%
Risk
5/7
MSCI ACWI
MyInvestorMixedIndexed
MyInvestor Cartera Permanente PP
Total fee
~0.60%
Hist. return*
~5%
Risk
4/7
Permanent portfolio (25% equities / 25% gold / 25% long-term bonds / 25% cash)
MyInvestorGlobal equitiesActive
MyInvestor Value PP
Total fee
~1.33%
Hist. return*
~7%
Risk
6/7
Active value investing
Indexa CapitalGlobal equitiesIndexed
Indexa Más Rentabilidad Renta Variable PP
Total fee
~0.68%
Hist. return*
~8%
Risk
6/7
Global indexed portfolio (aggressive profile)
Indexa CapitalFixed incomeIndexed
Indexa Más Rentabilidad Renta Fija PP
Total fee
~0.68%
Hist. return*
~3%
Risk
2/7
Conservative indexed portfolio
FinizensGlobal equitiesIndexed
Finizens Plan de Pensiones Renta Variable
Total fee
~0.71%
Hist. return*
~8%
Risk
6/7
Global indexed portfolio (aggressive profile)
FinizensMixedIndexed
Finizens Equilibrado (Perfil 3) PP
Total fee
~0.50%
Hist. return*
~5%
Risk
4/7
Mixed indexed portfolio (25-60% equities / 30-70% bonds + gold and REITs)
FinizensFixed incomeIndexed
Finizens Conservador (Perfil 1) PP
Total fee
~0.55%
Hist. return*
~3%
Risk
4/7
Conservative indexed portfolio (~72.5% bonds / ~20.5% equities)
inbestMeGlobal equitiesIndexed
inbestMe Plan de Pensiones Indexado Renta Variable
Total fee
~0.71%
Hist. return*
~8%
Risk
6/7
Global indexed portfolio (aggressive profile)
inbestMeFixed incomeIndexed
inbestMe Plan de Pensiones Indexado Renta Fija
Total fee
~0.71%
Hist. return*
~3%
Risk
2/7
Conservative indexed portfolio
BBVATechnologyActive
BBVA Plan Megatendencia Tecnología PPI
Total fee
~1.50%
Hist. return*
~6%
Risk
6/7
Global technology and telecoms equities (active)
BBVAGlobal equitiesActive
BBVA Plan Global Desarrollo Sostenible ISR, PPI
Total fee
~1.70%
Hist. return*
~8%
Risk
5/7
MSCI World Net Return EUR (benchmark, with SRI criteria)
BBVAMixedActive
BBVA Plan Multiactivo Moderado PPI
Total fee
~1.25%
Hist. return*
~4.5%
Risk
4/7
Moderate multi-asset (active)
CaixaBankUS equitiesActive
CaixaBank Bolsa USA PP
Total fee
~1.50%
Hist. return*
~9%
Risk
6/7
US equities (active)
CaixaBankTechnologyActive
CaixaBank Tendencias PP
Total fee
~1.50%
Hist. return*
~9%
Risk
6/7
Thematic / trend equities
IbercajaUS equitiesActive
Ibercaja Pensión Bolsa USA
Total fee
~1.35%
Hist. return*
~9%
Risk
6/7
US equities (active)
SantanderGlobal equitiesActive
Santander Renta Variable España PP
Total fee
~1.50%
Hist. return*
~6%
Risk
6/7
Spanish equities (active)
A sample of real plans: robo-advisors and indexed plans (lower fees) plus a selection of well-known traditional-bank plans (BBVA Telecomunicaciones, etc.), not an exhaustive list. The total fee is approximate (management + custody) and traditional-bank plans are usually significantly more expensive than indexed ones — always confirm the exact figure in the official factsheet before subscribing. * Historical return is that of the underlying long-term reference index or portfolio, not of the specific plan (which also deducts the TER every year); past returns don't guarantee future returns. Pension plans have different taxation and liquidity rules than index funds: consult an advisor before deciding.