Everything tax-related, in one place
The calculator's tax tools, grouped together: transfers, pension withdrawals, plan-vs-fund comparison, and a fund sale calculator.
Tools
Funds vs. ETFs: the cost of transferring
How much index funds' tax-free transfers are worth compared to an ETF or crypto.
Withdrawing a pension plan
Lump sum vs. spread over several years: how much you save by spreading the withdrawal.
Pension plan vs. index fund
With the same real net outlay, which one leaves you with more wealth.
Taxes on your simulation
The main calculator's "Taxes" tab, with the full breakdown by bracket.
Fund sale calculator
How much tax you'd pay if you sold today, and how much you'd net.
Gain
€5,000
Estimated tax
€950
Effective rate
19.0%
Net after tax
€14,050
| Gain bracket | Rate | Base in bracket | Tax |
|---|---|---|---|
| €0 – €5,000 | 19% | €5,000 | €950 |
| Total to pay | €950 | ||
Orientative calculation using the state savings-income tax brackets. For index mutual funds, this tax is only paid on withdrawal, not when transferring between funds. Not tax advice — consult a professional for your specific case.