Indexa Capital vs Trade Republic
Indexa Capital and Trade Republic are not the same kind of product, and that is the first thing worth understanding. Indexa Capital is a robo-advisor: it builds and rebalances a portfolio for you and charges one ongoing percentage. Trade Republic is a broker: you pick and buy each fund or ETF yourself, and you pay per order. Comparing them on a single "cheapest" number would be misleading, so what follows is each one's real fee schedule, side by side.
Fees head to head
Fees last verified on 2026-07-11.
| Indexa Capital | Trade Republic | |
|---|---|---|
| Custody | Included in the total fee (not charged separately) | €0 — no custody, maintenance, or inactivity fee |
| Per order | Not applicable — this is automated management, not manual trading | €1 per order on ETFs and stocks. Recurring investment plans (automatic contributions) are free. |
| Mutual funds | Average total annual fee of ~0.53%: portfolio management (0.08%–0.52% depending on assets) + custody (~0.10%) + average cost of the underlying funds (~0.10%) | — |
There is deliberately no single winner here: the cheapest platform depends on how often you trade and whether you buy funds or ETFs. Both figures come from the official fee schedule, linked on each card.
Indexa Capital
Automated passive management (robo-advisor) with indexed fund portfolios.
Not a regular broker: it's a robo-advisor that builds and rebalances an indexed fund portfolio for you. The management fee drops in tiers as invested assets grow.
Trade Republic
Mobile broker with ETFs and recurring investment plans from €1.
Does not offer traditional mutual funds, only ETFs, stocks, derivatives, and crypto.
Frequently asked questions
Which is cheaper, Indexa Capital or Trade Republic?+
It depends on what you do with them, which is why this page shows no single winner. Indexa Capital charges not applicable — this is automated management, not manual trading on trades, and Trade Republic charges €1 per order on etfs and stocks. recurring investment plans (automatic contributions) are free.. Custody is included in the total fee (not charged separately) versus €0 — no custody, maintenance, or inactivity fee. Work out roughly how often you will trade before deciding.
Can I compare a robo-advisor and a broker directly?+
Not on a like-for-like basis. Indexa Capital charges one ongoing annual percentage that covers management, custody and the underlying funds, while a broker charges you per order and leaves the portfolio decisions to you. The right question is not which is cheaper, but whether you want to build and rebalance the portfolio yourself.
What does Indexa Capital charge in custody fees?+
Included in the total fee (not charged separately). Not a regular broker: it's a robo-advisor that builds and rebalances an indexed fund portfolio for you. The management fee drops in tiers as invested assets grow.
What does Trade Republic charge in custody fees?+
€0 — no custody, maintenance, or inactivity fee. Does not offer traditional mutual funds, only ETFs, stocks, derivatives, and crypto.
Are these figures up to date?+
Each figure comes from the platform's own official fee schedule and both are linked on this page so you can verify them. Fees change, so check the live page before opening an account.
Are these affiliate links?+
No. They are direct links, with no referral code and no commercial agreement behind them. If that ever changes, it will be stated clearly on this page.
Other comparisons
Educational content, not financial advice. Fees change over time (especially on crypto exchanges, with volume-based tiers): always check the live fee schedule on the official site before deciding.