Amundi Physical Gold ETC vs WisdomTree Physical Swiss Gold
Amundi Physical Gold ETC and WisdomTree Physical Swiss Gold both track Oro físico (precio spot). Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| Amundi Physical Gold ETC | WisdomTree Physical Swiss Gold | |
|---|---|---|
| TER | 0.15% | 0.15% |
| Hist. return* | ~5% | ~5% |
| ISIN | FR0013416716 | JE00B588CD74 |
| Replication | Physical | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Francia | Jersey |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | Amundi Physical Gold ETC | WisdomTree Physical Swiss Gold | Difference |
|---|---|---|---|
| 10 years | €46,400 | €46,400 | €0 |
| 20 years | €121,687 | €121,687 | €0 |
| 30 years | €243,847 | €243,847 | €0 |
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Create free accountFrequently asked questions
What's the real difference between Amundi Physical Gold ETC and WisdomTree Physical Swiss Gold?+
Both track Oro físico (precio spot), so the expected gross return is the same. The difference is the fee: 0.15% for Amundi Physical Gold ETC vs 0.15% for WisdomTree Physical Swiss Gold.
Which one is cheaper over the long run?+
Their TERs are close enough that the difference over 20 years is negligible (under €1). Pick based on other factors: broker availability, distribution policy or domicile.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
Other comparisons
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.