Amundi Index MSCI World AE-C vs Vanguard Global Stock Index Fund EUR Acc
Amundi Index MSCI World AE-C and Vanguard Global Stock Index Fund EUR Acc both track MSCI World. Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| Amundi Index MSCI World AE-C | Vanguard Global Stock Index Fund EUR Acc | |
|---|---|---|
| TER | 0.30% | 0.18% |
| Hist. return* | ~8% | ~8% |
| ISIN | LU0996182563 | IE00B03HD191 |
| Replication | Physical | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Luxemburgo | Irlanda |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | Amundi Index MSCI World AE-C | Vanguard Global Stock Index Fund EUR Acc | Difference |
|---|---|---|---|
| 10 years | €54,321 | €54,690 | €369 |
| 20 years | €171,354 | €173,931 | €2,578 |
| 30 years | €423,496 | €433,913 | €10,417 |
Vanguard Global Stock Index Fund EUR Acc ends up with more wealth at all three horizons, purely thanks to its lower fee.
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Create free accountFrequently asked questions
What's the real difference between Amundi Index MSCI World AE-C and Vanguard Global Stock Index Fund EUR Acc?+
Both track MSCI World, so the expected gross return is the same. The difference is the fee: 0.30% for Amundi Index MSCI World AE-C vs 0.18% for Vanguard Global Stock Index Fund EUR Acc.
Which one is cheaper over the long run?+
With €300/month over 20 years, Vanguard Global Stock Index Fund EUR Acc would end up with roughly €2,578 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
Other comparisons
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.