Invesco S&P 500 vs SPDR S&P 500
Invesco S&P 500 and SPDR S&P 500 both track S&P 500. Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| Invesco S&P 500 | SPDR S&P 500 | |
|---|---|---|
| TER | 0.05% | 0.03% |
| Hist. return* | ~10% | ~10% |
| ISIN | IE00B3YCGJ38 | IE00B6YX5C33 |
| Replication | Synthetic | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Irlanda | Irlanda |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | Invesco S&P 500 | SPDR S&P 500 | Difference |
|---|---|---|---|
| 10 years | €61,786 | €61,858 | €72 |
| 20 years | €228,216 | €228,812 | €596 |
| 30 years | €676,519 | €679,420 | €2,901 |
SPDR S&P 500 ends up with more wealth at all three horizons, purely thanks to its lower fee.
Compare your own portfolio too
Create a free account to track your real portfolio against these indices, save your favorite comparisons, and bookmark the funds you care about.
Create free accountFrequently asked questions
What's the real difference between Invesco S&P 500 and SPDR S&P 500?+
Both track S&P 500, so the expected gross return is the same. The difference is the fee: 0.05% for Invesco S&P 500 vs 0.03% for SPDR S&P 500.
Which one is cheaper over the long run?+
With €300/month over 20 years, SPDR S&P 500 would end up with roughly €596 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
Other comparisons
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.