iShares MSCI ACWI vs SPDR MSCI ACWI
iShares MSCI ACWI and SPDR MSCI ACWI both track MSCI ACWI. Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| iShares MSCI ACWI | SPDR MSCI ACWI | |
|---|---|---|
| TER | 0.20% | 0.12% |
| Hist. return* | ~8% | ~8% |
| ISIN | IE00B6R52259 | IE00B44Z5B48 |
| Replication | Physical | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Irlanda | Irlanda |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | iShares MSCI ACWI | SPDR MSCI ACWI | Difference |
|---|---|---|---|
| 10 years | €54,628 | €54,876 | €247 |
| 20 years | €173,499 | €175,237 | €1,739 |
| 30 years | €432,157 | €439,230 | €7,074 |
SPDR MSCI ACWI ends up with more wealth at all three horizons, purely thanks to its lower fee.
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Create free accountFrequently asked questions
What's the real difference between iShares MSCI ACWI and SPDR MSCI ACWI?+
Both track MSCI ACWI, so the expected gross return is the same. The difference is the fee: 0.20% for iShares MSCI ACWI vs 0.12% for SPDR MSCI ACWI.
Which one is cheaper over the long run?+
With €300/month over 20 years, SPDR MSCI ACWI would end up with roughly €1,739 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.