iShares Physical Gold ETC vs Xtrackers Physical Gold ETC
iShares Physical Gold ETC and Xtrackers Physical Gold ETC both track Oro físico (precio spot). Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| iShares Physical Gold ETC | Xtrackers Physical Gold ETC | |
|---|---|---|
| TER | 0.12% | 0.15% |
| Hist. return* | ~5% | ~5% |
| ISIN | IE00B4ND3602 | DE000A1E0HR8 |
| Replication | Physical | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Irlanda | Alemania |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | iShares Physical Gold ETC | Xtrackers Physical Gold ETC | Difference |
|---|---|---|---|
| 10 years | €46,475 | €46,400 | €76 |
| 20 years | €122,111 | €121,687 | €424 |
| 30 years | €245,203 | €243,847 | €1,356 |
iShares Physical Gold ETC ends up with more wealth at all three horizons, purely thanks to its lower fee.
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Create free accountFrequently asked questions
What's the real difference between iShares Physical Gold ETC and Xtrackers Physical Gold ETC?+
Both track Oro físico (precio spot), so the expected gross return is the same. The difference is the fee: 0.12% for iShares Physical Gold ETC vs 0.15% for Xtrackers Physical Gold ETC.
Which one is cheaper over the long run?+
With €300/month over 20 years, iShares Physical Gold ETC would end up with roughly €424 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
Other comparisons
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.