MyInvestor Indexado Global vs Vanguard Global Stock Index Fund EUR Acc

They track different indices: MyInvestor Indexado Global follows Cartera indexada global (MSCI World) and Vanguard Global Stock Index Fund EUR Acc follows MSCI World. They also differ in cost (0.30% vs 0.18% TER), replication (physical vs physical) and domicile (España vs Irlanda).

Nobody can know that: they track different indices, so their returns will diverge, and past index performance is not a prediction. What you can control today is the cost, the tax structure and whether the index actually covers what you want exposure to.

Vanguard Global Stock Index Fund EUR Acc has the lower annual fee. Applying the same 7% gross return to both with €300/month, that fee gap alone is worth about €2,227 after 20 years — that part is arithmetic, not a forecast.

Both are accumulating, so on this point there is no difference between them.

Yes. Unlike two funds tracking the identical index, these give you genuinely different exposure, so holding both is not automatically redundant — just be aware you may end up overlapping on the largest companies and doubling your rebalancing work.