Gold vs MSCI World
Gold and MSCI World track very different assets. This comparison uses each one's real annual returns since 2005 (not a made-up average), applying the same monthly contribution to both.
Gold
Final value
€283,080
Multiplier
3.7x
MSCI World
Final value
€248,562
Multiplier
3.3x
Compared performance
Using each asset's real annual return since 2005
Approximate data for educational purposes, collected from public sources, through year-end 2025. Not official real-time data nor a guarantee of future results: always verify exact figures before investing.
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Create free accountFrequently asked questions
Which performed better, Gold or MSCI World, since 2005?+
Using real annual returns since 2005 with the same monthly contribution, Gold ended up with a higher final value — but past performance never guarantees what happens next.
Is this a realistic simulation?+
It uses each asset's real historical annual return sequence (not an average), applying the same monthly contribution to both. It's still an approximation: no fees, taxes or exact reinvestment timing are modeled.
Should I invest in one or split between both?+
That depends on your risk tolerance and time horizon, not just historical performance. MSCI World is meaningfully more volatile than Gold — simulate your own numbers in the calculator before deciding.