Vanguard Global Bond Index Fund EUR-H Acc vs Vanguard Global Aggregate Bond EUR-H
Vanguard Global Bond Index Fund EUR-H Acc and Vanguard Global Aggregate Bond EUR-H both track Bloomberg Global Aggregate Float Adjusted. Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| Vanguard Global Bond Index Fund EUR-H Acc | Vanguard Global Aggregate Bond EUR-H | |
|---|---|---|
| TER | 0.15% | 0.10% |
| Hist. return* | ~2.5% | ~2.5% |
| ISIN | IE00B18GC888 | IE00BG47KH54 |
| Replication | Physical | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Irlanda | Irlanda |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | Vanguard Global Bond Index Fund EUR-H Acc | Vanguard Global Aggregate Bond EUR-H | Difference |
|---|---|---|---|
| 10 years | €40,617 | €40,723 | €106 |
| 20 years | €91,981 | €92,480 | €498 |
| 30 years | €156,938 | €158,259 | €1,322 |
Vanguard Global Aggregate Bond EUR-H ends up with more wealth at all three horizons, purely thanks to its lower fee.
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Create free accountFrequently asked questions
What's the real difference between Vanguard Global Bond Index Fund EUR-H Acc and Vanguard Global Aggregate Bond EUR-H?+
Both track Bloomberg Global Aggregate Float Adjusted, so the expected gross return is the same. The difference is the fee: 0.15% for Vanguard Global Bond Index Fund EUR-H Acc vs 0.10% for Vanguard Global Aggregate Bond EUR-H.
Which one is cheaper over the long run?+
With €300/month over 20 years, Vanguard Global Aggregate Bond EUR-H would end up with roughly €498 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.