Vanguard Japan Stock Index Fund EUR Acc vs Xtrackers MSCI Japan
Vanguard Japan Stock Index Fund EUR Acc and Xtrackers MSCI Japan both track MSCI Japan. Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| Vanguard Japan Stock Index Fund EUR Acc | Xtrackers MSCI Japan | |
|---|---|---|
| TER | 0.16% | 0.12% |
| Hist. return* | ~6% | ~6% |
| ISIN | IE0007281425 | LU0274209740 |
| Replication | Physical | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Irlanda | Irlanda |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | Vanguard Japan Stock Index Fund EUR Acc | Xtrackers MSCI Japan | Difference |
|---|---|---|---|
| 10 years | €48,976 | €49,084 | €108 |
| 20 years | €136,677 | €137,328 | €652 |
| 30 years | €293,717 | €295,973 | €2,255 |
Xtrackers MSCI Japan ends up with more wealth at all three horizons, purely thanks to its lower fee.
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Create free accountFrequently asked questions
What's the real difference between Vanguard Japan Stock Index Fund EUR Acc and Xtrackers MSCI Japan?+
Both track MSCI Japan, so the expected gross return is the same. The difference is the fee: 0.16% for Vanguard Japan Stock Index Fund EUR Acc vs 0.12% for Xtrackers MSCI Japan.
Which one is cheaper over the long run?+
With €300/month over 20 years, Xtrackers MSCI Japan would end up with roughly €652 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
Other comparisons
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.