Vanguard FTSE All-World (Dist) vs Xtrackers FTSE All-World
Vanguard FTSE All-World (Dist) and Xtrackers FTSE All-World both track FTSE All-World. Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| Vanguard FTSE All-World (Dist) | Xtrackers FTSE All-World | |
|---|---|---|
| TER | 0.22% | 0.15% |
| Hist. return* | ~8% | ~8% |
| ISIN | IE00B3RBWM25 | IE000L6ZMMC4 |
| Replication | Physical | Physical |
| Distribution | Distributing | Accumulating |
| Domicile | Irlanda | Irlanda |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | Vanguard FTSE All-World (Dist) | Xtrackers FTSE All-World | Difference |
|---|---|---|---|
| 10 years | €54,567 | €54,783 | €216 |
| 20 years | €173,067 | €174,583 | €1,516 |
| 30 years | €430,408 | €436,562 | €6,154 |
Xtrackers FTSE All-World ends up with more wealth at all three horizons, purely thanks to its lower fee.
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Create free accountFrequently asked questions
What's the real difference between Vanguard FTSE All-World (Dist) and Xtrackers FTSE All-World?+
Both track FTSE All-World, so the expected gross return is the same. The difference is the fee: 0.22% for Vanguard FTSE All-World (Dist) vs 0.15% for Xtrackers FTSE All-World.
Which one is cheaper over the long run?+
With €300/month over 20 years, Xtrackers FTSE All-World would end up with roughly €1,516 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
Other comparisons
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.