WisdomTree Physical Gold vs Xtrackers Physical Gold ETC
WisdomTree Physical Gold and Xtrackers Physical Gold ETC both track Oro físico (precio spot). Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| WisdomTree Physical Gold | Xtrackers Physical Gold ETC | |
|---|---|---|
| TER | 0.39% | 0.15% |
| Hist. return* | ~5% | ~5% |
| ISIN | JE00B1VS3770 | DE000A1E0HR8 |
| Replication | Physical | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Jersey | Alemania |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | WisdomTree Physical Gold | Xtrackers Physical Gold ETC | Difference |
|---|---|---|---|
| 10 years | €45,801 | €46,400 | €599 |
| 20 years | €118,361 | €121,687 | €3,326 |
| 30 years | €233,315 | €243,847 | €10,532 |
Xtrackers Physical Gold ETC ends up with more wealth at all three horizons, purely thanks to its lower fee.
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Create free accountFrequently asked questions
What's the real difference between WisdomTree Physical Gold and Xtrackers Physical Gold ETC?+
Both track Oro físico (precio spot), so the expected gross return is the same. The difference is the fee: 0.39% for WisdomTree Physical Gold vs 0.15% for Xtrackers Physical Gold ETC.
Which one is cheaper over the long run?+
With €300/month over 20 years, Xtrackers Physical Gold ETC would end up with roughly €3,326 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
Other comparisons
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.