USA: the cheapest index funds & ETFs (lowest TER)
Ranked by TER alone, cheapest first: SPDR S&P 500 (SPDR) leads with a 0.03% fee. A low TER isn't the only thing that matters — also check what index a fund tracks before choosing — but it's the single biggest drag on long-term returns you can actually control.
SPDR S&P 500
SPDR · USA
TER
0.03%
Invesco S&P 500
Invesco · USA
TER
0.05%
Fidelity S&P 500 Index Fund P-ACC-EUR
Fidelity · USA
TER
0.06%
iShares Core S&P 500
iShares · USA
TER
0.07%
Vanguard S&P 500
Vanguard · USA
TER
0.07%
Vanguard S&P 500 (Acc)
Vanguard · USA
TER
0.07%
Xtrackers MSCI USA
Xtrackers · USA
TER
0.07%
Xtrackers S&P 500
Xtrackers · USA
TER
0.07%
HSBC S&P 500
HSBC · USA
TER
0.09%
UBS MSCI USA
UBS · USA
TER
0.10%
Vanguard U.S. 500 Stock Index Fund EUR Acc
Vanguard · USA
TER
0.10%
SPDR MSCI USA Climate Paris Aligned
SPDR · USA
TER
0.12%
Invesco MSCI USA
Invesco · USA
TER
0.14%
Amundi S&P 500 (Acc)
Amundi · USA
TER
0.15%
HSBC MSCI USA Quality
HSBC · USA
TER
0.15%
JPMorgan US Research Enhanced Index Equity ESG
JPMorgan · USA
TER
0.19%
MyInvestor S&P 500 Equiponderado
MyInvestor · USA
TER
0.30%
Frequently asked questions
How is this ranking built?+
A single, explicit, objective criterion: the TER (annual fee) each fund reports, sorted from lowest to highest in the USA category. No sponsored placements, no editorial picks.
Is the cheapest / highest-return fund always the best choice?+
Not necessarily. TER is the biggest cost you control, but the index tracked, currency, domicile and how you can actually buy it also matter. Use this ranking as a starting point, not the final answer.
How many funds are in this USA ranking?+
17 — every fund and ETF in the USA category in our catalog whose data we're confident is accurate and current. Quality over an arbitrary count.
Other rankings
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.