Provider against provider

Amundi vs Franklin Templeton

Both providers track indices, so neither "performs" better than the other — what separates them is cost, range and which markets they actually cover. Amundi has 18 products in this catalog and Franklin Templeton has 5, overlapping in 2 categories. Neither one wins outright: they split the 2 shared categories evenly.

Amundi

Products
18
Lowest TER
0.06%
Average TER
0.21%
Categories
9

Franklin Templeton

Products
5
Lowest TER
0.19%
Average TER
0.20%
Categories
2

Which one is cheaper, and where

A tie: they split the 2 categories both cover evenly.

The cheapest fund from each, category by category

Each provider’s lowest-fee product within every shared category, head to head. The index each one tracks is shown too, because two funds in the same category do not always track the same thing.

CategoryAmundiFranklin TempletonDifference
Fixed incomeAmundi US Treasury Bond 7-10YBloomberg US Treasury 7-10 Year0.06%Franklin Euro Green BondBloomberg MSCI Euro Green Bond0.25%€19/year per €10,000
EmergingAmundi MSCI Emerging MarketsMSCI Emerging Markets0.20%Franklin FTSE IndiaFTSE India0.19%€1/year per €10,000

What each one covers

Only at Franklin Templeton

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Structural differences

Amundi

Accumulating
100%
Physical replication
89%
Are ETFs
89%
Domicile
Luxembourg, France, Ireland

Franklin Templeton

Accumulating
80%
Physical replication
100%
Are ETFs
100%
Domicile
Ireland

Frequently asked questions

Is Amundi or Franklin Templeton cheaper?+

It depends on the category — they tie overall, each offering the cheapest fund in 1 of the 2 categories both cover. Compare the specific category you want rather than the provider as a whole.

Where is the difference between Amundi and Franklin Templeton biggest?+

In fixed income: Amundi US Treasury Bond 7-10Y charges 0.06% against 0.25% for Franklin Euro Green Bond. On €10,000 invested that is a €19.00 difference every year, in favour of Amundi.

Which one has the wider range?+

Amundi, with 18 products against 5. Coverage is not identical either: Amundi covers global equities, the technology sector, European equities, gold, the US market, sustainable (ESG) criteria, a specific thematic sector where Franklin Templeton does not.

Are there structural differences beyond fees?+

Yes. Amundi's products in this catalog are 100% accumulating and 89% physically replicated, domiciled in Luxembourg, France, Ireland. Franklin Templeton's are 80% accumulating and 100% physical, domiciled in Ireland. For a Spanish investor the accumulating/distributing split matters for tax, and domicile matters for dividend withholding.

Does this comparison look at past performance?+

No, deliberately. Two funds tracking the same index deliver almost identical returns before fees, so comparing their past returns tells you about the index, not about the provider. The fee is the part the provider actually controls, and the only one you know for certain the day you invest.

Cost and coverage comparison computed over this site’s catalog, which is a sample and not each provider’s full product range. Returns are not compared: two funds tracking the same index perform almost identically before fees, so past performance tells you about the index, not the provider. Educational content, not a recommendation.

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