Provider against provider

iShares vs Xtrackers

Both providers track indices, so neither "performs" better than the other — what separates them is cost, range and which markets they actually cover. iShares has 64 products in this catalog and Xtrackers has 22, overlapping in 11 categories. iShares offers the cheapest fund in 5 of those 11 categories.

iShares

Products
64
Lowest TER
0.07%
Average TER
0.40%
Categories
13

Xtrackers

Products
22
Lowest TER
0.07%
Average TER
0.21%
Categories
11

Which one is cheaper, and where

iShares offers the cheapest fund in 5 of the 11 categories both cover.

The cheapest fund from each, category by category

Each provider’s lowest-fee product within every shared category, head to head. The index each one tracks is shown too, because two funds in the same category do not always track the same thing.

CategoryiSharesXtrackersDifference
ThematiciShares Automation & RoboticsiSTOXX FactSet Automation & Robotics0.40%Xtrackers MSCI World Information TechnologyMSCI World Information Technology0.25%€15/year per €10,000
Real estateiShares STOXX Europe 600 Real EstateSTOXX Europe 600 Real Estate0.46%Xtrackers FTSE EPRA/NAREIT Global Real EstateFTSE EPRA/NAREIT Global Real Estate0.60%€14/year per €10,000
GlobaliShares Core MSCI WorldMSCI World0.20%Xtrackers FTSE All-WorldFTSE All-World0.15%€5/year per €10,000
JapaniShares Core MSCI Japan IMIMSCI Japan IMI0.15%Xtrackers MSCI JapanMSCI Japan0.12%€3/year per €10,000
Fixed incomeiShares Core € Govt BondBloomberg Euro Treasury0.07%Xtrackers II EUR Overnight Rate Swap€STR (money market)0.10%€3/year per €10,000
GoldiShares Physical Gold ETCPhysical gold (spot price)0.12%Xtrackers Physical Gold ETCPhysical gold (spot price)0.15%€3/year per €10,000
SustainableiShares MSCI World SRIMSCI World SRI Select Reduced Fossil Fuel0.20%Xtrackers MSCI Emerging Markets ESGMSCI Emerging Markets ESG0.18%€2/year per €10,000
EuropeiShares Core FTSE 100FTSE 1000.07%Xtrackers DAXDAX 400.09%€2/year per €10,000
TechnologyiShares Nasdaq 100Nasdaq-1000.33%Xtrackers Artificial Intelligence and Big DataNasdaq Global Artificial Intelligence and Big Data0.35%€2/year per €10,000
USAiShares Core S&P 500S&P 5000.07%Xtrackers S&P 500S&P 5000.07%Same cost
EmergingiShares Core MSCI EM IMIMSCI Emerging Markets IMI0.18%Xtrackers MSCI Emerging MarketsMSCI Emerging Markets0.18%Same cost

What each one covers

Only at iShares

Only at Xtrackers

—

Structural differences

iShares

Accumulating
41%
Physical replication
100%
Are ETFs
97%
Domicile
Ireland, Germany

Xtrackers

Accumulating
86%
Physical replication
91%
Are ETFs
86%
Domicile
Ireland, Luxembourg, Germany, Jersey

Frequently asked questions

Is iShares or Xtrackers cheaper?+

iShares offers the cheapest fund in 5 of the 11 categories both cover, against 4 for Xtrackers. But "cheaper overall" is the wrong question: what matters is which is cheaper in the category you are actually buying.

Where is the difference between iShares and Xtrackers biggest?+

In a specific thematic sector: iShares Automation & Robotics charges 0.40% against 0.25% for Xtrackers MSCI World Information Technology. On €10,000 invested that is a €15.00 difference every year, in favour of Xtrackers.

Which one has the wider range?+

iShares, with 64 products against 22. Coverage is not identical either: iShares covers small-cap companies, high-dividend companies where Xtrackers does not.

Are there structural differences beyond fees?+

Yes. iShares's products in this catalog are 41% accumulating and 100% physically replicated, domiciled in Ireland, Germany. Xtrackers's are 86% accumulating and 91% physical, domiciled in Ireland, Luxembourg, Germany, Jersey. For a Spanish investor the accumulating/distributing split matters for tax, and domicile matters for dividend withholding.

Does this comparison look at past performance?+

No, deliberately. Two funds tracking the same index deliver almost identical returns before fees, so comparing their past returns tells you about the index, not about the provider. The fee is the part the provider actually controls, and the only one you know for certain the day you invest.

Cost and coverage comparison computed over this site’s catalog, which is a sample and not each provider’s full product range. Returns are not compared: two funds tracking the same index perform almost identically before fees, so past performance tells you about the index, not the provider. Educational content, not a recommendation.

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