Provider against provider

MyInvestor vs SPDR

Both providers track indices, so neither "performs" better than the other — what separates them is cost, range and which markets they actually cover. MyInvestor has 3 products in this catalog and SPDR has 19, overlapping in 2 categories. SPDR offers the cheapest fund in 2 of those 2 categories.

MyInvestor

Products
3
Lowest TER
0.30%
Average TER
0.30%
Categories
3

SPDR

Products
19
Lowest TER
0.03%
Average TER
0.23%
Categories
8

Which one is cheaper, and where

SPDR offers the cheapest fund in 2 of the 2 categories both cover.

The cheapest fund from each, category by category

Each provider’s lowest-fee product within every shared category, head to head. The index each one tracks is shown too, because two funds in the same category do not always track the same thing.

CategoryMyInvestorSPDRDifference
USAMyInvestor S&P 500 EquiponderadoS&P 500 Equal Weight0.30%SPDR S&P 500S&P 5000.03%€27/year per €10,000
GlobalMyInvestor Indexado GlobalGlobal indexed portfolio (MSCI World)0.30%SPDR MSCI WorldMSCI World0.12%€18/year per €10,000

What each one covers

Structural differences

MyInvestor

Accumulating
100%
Physical replication
100%
Are ETFs
0%
Domicile
Spain

SPDR

Accumulating
74%
Physical replication
100%
Are ETFs
100%
Domicile
Ireland

Frequently asked questions

Is MyInvestor or SPDR cheaper?+

SPDR offers the cheapest fund in 2 of the 2 categories both cover, against 0 for MyInvestor. But "cheaper overall" is the wrong question: what matters is which is cheaper in the category you are actually buying.

Where is the difference between MyInvestor and SPDR biggest?+

In the US market: MyInvestor S&P 500 Equiponderado charges 0.30% against 0.03% for SPDR S&P 500. On €10,000 invested that is a €27.00 difference every year, in favour of SPDR.

Which one has the wider range?+

SPDR, with 19 products against 3. Coverage is not identical either: MyInvestor covers the technology sector where SPDR does not; SPDR covers high-dividend companies, European equities, emerging markets, fixed income, small-cap companies, a specific thematic sector where MyInvestor does not.

Are there structural differences beyond fees?+

Yes. MyInvestor's products in this catalog are 100% accumulating and 100% physically replicated, domiciled in Spain. SPDR's are 74% accumulating and 100% physical, domiciled in Ireland. For a Spanish investor the accumulating/distributing split matters for tax, and domicile matters for dividend withholding.

Does this comparison look at past performance?+

No, deliberately. Two funds tracking the same index deliver almost identical returns before fees, so comparing their past returns tells you about the index, not about the provider. The fee is the part the provider actually controls, and the only one you know for certain the day you invest.

Cost and coverage comparison computed over this site’s catalog, which is a sample and not each provider’s full product range. Returns are not compared: two funds tracking the same index perform almost identically before fees, so past performance tells you about the index, not the provider. Educational content, not a recommendation.

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