MyInvestor vs UBS
Both providers track indices, so neither "performs" better than the other — what separates them is cost, range and which markets they actually cover. MyInvestor has 3 products in this catalog and UBS has 6, overlapping in 2 categories. UBS offers the cheapest fund in 2 of those 2 categories.
MyInvestor
- Products
- 3
- Lowest TER
- 0.30%
- Average TER
- 0.30%
- Categories
- 3
UBS
- Products
- 6
- Lowest TER
- 0.10%
- Average TER
- 0.17%
- Categories
- 6
Which one is cheaper, and where
UBS offers the cheapest fund in 2 of the 2 categories both cover.
The cheapest fund from each, category by category
Each provider’s lowest-fee product within every shared category, head to head. The index each one tracks is shown too, because two funds in the same category do not always track the same thing.
| Category | MyInvestor | UBS | Difference |
|---|---|---|---|
| USA | MyInvestor S&P 500 EquiponderadoS&P 500 Equal Weight0.30% | UBS MSCI USAMSCI USA0.10% | €20/year per €10,000 |
| Global | MyInvestor Indexado GlobalGlobal indexed portfolio (MSCI World)0.30% | UBS MSCI WorldMSCI World0.14% | €16/year per €10,000 |
What each one covers
Only at MyInvestor
Only at UBS
Structural differences
MyInvestor
- Accumulating
- 100%
- Physical replication
- 100%
- Are ETFs
- 0%
- Domicile
- Spain
UBS
- Accumulating
- 67%
- Physical replication
- 100%
- Are ETFs
- 83%
- Domicile
- Luxembourg, Switzerland
Other provider comparisons
Frequently asked questions
Is MyInvestor or UBS cheaper?+
UBS offers the cheapest fund in 2 of the 2 categories both cover, against 0 for MyInvestor. But "cheaper overall" is the wrong question: what matters is which is cheaper in the category you are actually buying.
Where is the difference between MyInvestor and UBS biggest?+
In the US market: MyInvestor S&P 500 Equiponderado charges 0.30% against 0.10% for UBS MSCI USA. On €10,000 invested that is a €20.00 difference every year, in favour of UBS.
Which one has the wider range?+
UBS, with 6 products against 3. Coverage is not identical either: MyInvestor covers the technology sector where UBS does not; UBS covers emerging markets, fixed income, European equities, gold where MyInvestor does not.
Are there structural differences beyond fees?+
Yes. MyInvestor's products in this catalog are 100% accumulating and 100% physically replicated, domiciled in Spain. UBS's are 67% accumulating and 100% physical, domiciled in Luxembourg, Switzerland. For a Spanish investor the accumulating/distributing split matters for tax, and domicile matters for dividend withholding.
Does this comparison look at past performance?+
No, deliberately. Two funds tracking the same index deliver almost identical returns before fees, so comparing their past returns tells you about the index, not about the provider. The fee is the part the provider actually controls, and the only one you know for certain the day you invest.
Cost and coverage comparison computed over this site’s catalog, which is a sample and not each provider’s full product range. Returns are not compared: two funds tracking the same index perform almost identically before fees, so past performance tells you about the index, not the provider. Educational content, not a recommendation.