Invesco MSCI USA vs UBS MSCI USA
Invesco MSCI USA and UBS MSCI USA both track MSCI USA. Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| Invesco MSCI USA | UBS MSCI USA | |
|---|---|---|
| TER | 0.14% | 0.10% |
| Hist. return* | ~10% | ~10% |
| ISIN | IE00B60SX170 | IE00BD4TXS21 |
| Replication | Physical | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Irlanda | Luxemburgo |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | Invesco MSCI USA | UBS MSCI USA | Difference |
|---|---|---|---|
| 10 years | €61,464 | €61,607 | €143 |
| 20 years | €225,556 | €226,733 | €1,178 |
| 30 years | €663,633 | €669,326 | €5,693 |
UBS MSCI USA ends up with more wealth at all three horizons, purely thanks to its lower fee.
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Create free accountFrequently asked questions
What's the real difference between Invesco MSCI USA and UBS MSCI USA?+
Both track MSCI USA, so the expected gross return is the same. The difference is the fee: 0.14% for Invesco MSCI USA vs 0.10% for UBS MSCI USA.
Which one is cheaper over the long run?+
With €300/month over 20 years, UBS MSCI USA would end up with roughly €1,178 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
Other comparisons
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.