Invesco MSCI USA vs Xtrackers MSCI USA
Invesco MSCI USA and Xtrackers MSCI USA both track MSCI USA. Before fees, they should perform almost identically — so the annual fee (TER) is the single biggest factor separating what you'll actually end up with.
Comparison
| Invesco MSCI USA | Xtrackers MSCI USA | |
|---|---|---|
| TER | 0.14% | 0.07% |
| Hist. return* | ~10% | ~10% |
| ISIN | IE00B60SX170 | IE00BJ0KDR00 |
| Replication | Physical | Physical |
| Distribution | Accumulating | Accumulating |
| Domicile | Irlanda | Irlanda |
The real cost: TER compounded
Contributing €300/month over the same years to both funds, here's the final wealth:
| Horizon | Invesco MSCI USA | Xtrackers MSCI USA | Difference |
|---|---|---|---|
| 10 years | €61,464 | €61,714 | €250 |
| 20 years | €225,556 | €227,621 | €2,066 |
| 30 years | €663,633 | €673,632 | €9,999 |
Xtrackers MSCI USA ends up with more wealth at all three horizons, purely thanks to its lower fee.
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Create free accountFrequently asked questions
What's the real difference between Invesco MSCI USA and Xtrackers MSCI USA?+
Both track MSCI USA, so the expected gross return is the same. The difference is the fee: 0.14% for Invesco MSCI USA vs 0.07% for Xtrackers MSCI USA.
Which one is cheaper over the long run?+
With €300/month over 20 years, Xtrackers MSCI USA would end up with roughly €2,066 more, purely from the lower fee compounding over time.
Can I have both at the same time?+
Yes, nothing stops you — but since they track the same index, holding both mostly adds complexity (two lines to rebalance) without real diversification.
Does a lower TER always mean it's the better choice?+
Usually yes for two funds tracking the identical index, but also check replication method, distribution policy (accumulating vs distributing) and where you can actually buy it before deciding.
Other comparisons
* Indicative long-term annualized historical return of the benchmark index, not the fund. Always check the up-to-date TER, risk and data in the official factsheet linked. Past returns do not guarantee future returns.