Amundi vs Vanguard
Both providers track indices, so neither "performs" better than the other — what separates them is cost, range and which markets they actually cover. Amundi has 18 products in this catalog and Vanguard has 22, overlapping in 6 categories. Amundi offers the cheapest fund in 5 of those 6 categories.
Amundi
- Products
- 18
- Lowest TER
- 0.06%
- Average TER
- 0.21%
- Categories
- 9
Vanguard
- Products
- 22
- Lowest TER
- 0.07%
- Average TER
- 0.16%
- Categories
- 9
Which one is cheaper, and where
Amundi offers the cheapest fund in 5 of the 6 categories both cover.
The cheapest fund from each, category by category
Each provider’s lowest-fee product within every shared category, head to head. The index each one tracks is shown too, because two funds in the same category do not always track the same thing.
| Category | Amundi | Vanguard | Difference |
|---|---|---|---|
| USA | Amundi S&P 500 (Acc)S&P 5000.15% | Vanguard S&P 500S&P 5000.07% | €8/year per €10,000 |
| Sustainable | Amundi MSCI World SRI Climate Net Zero Ambition PABMSCI World SRI Climate Net Zero Ambition PAB0.18% | Vanguard ESG Global All CapFTSE Global All Cap Choice0.24% | €6/year per €10,000 |
| Global | Amundi Prime All Country WorldSolactive GBS Global Markets0.07% | Vanguard FTSE Developed WorldFTSE Developed0.12% | €5/year per €10,000 |
| Fixed income | Amundi US Treasury Bond 7-10YBloomberg US Treasury 7-10 Year0.06% | Vanguard Global Aggregate Bond EUR-HBloomberg Global Aggregate Float Adjusted0.10% | €4/year per €10,000 |
| Europe | Amundi Stoxx Europe 600STOXX Europe 6000.07% | Vanguard FTSE 100FTSE 1000.09% | €2/year per €10,000 |
| Emerging | Amundi MSCI Emerging MarketsMSCI Emerging Markets0.20% | Vanguard FTSE Emerging MarketsFTSE Emerging0.22% | €2/year per €10,000 |
What each one covers
Only at Amundi
Only at Vanguard
Structural differences
Amundi
- Accumulating
- 100%
- Physical replication
- 89%
- Are ETFs
- 89%
- Domicile
- Luxembourg, France, Ireland
Vanguard
- Accumulating
- 55%
- Physical replication
- 100%
- Are ETFs
- 68%
- Domicile
- Ireland
Other provider comparisons
Frequently asked questions
Is Amundi or Vanguard cheaper?+
Amundi offers the cheapest fund in 5 of the 6 categories both cover, against 1 for Vanguard. But "cheaper overall" is the wrong question: what matters is which is cheaper in the category you are actually buying.
Where is the difference between Amundi and Vanguard biggest?+
In the US market: Amundi S&P 500 (Acc) charges 0.15% against 0.07% for Vanguard S&P 500. On €10,000 invested that is a €8.00 difference every year, in favour of Vanguard.
Which one has the wider range?+
Vanguard, with 22 products against 18. Coverage is not identical either: Amundi covers the technology sector, gold, a specific thematic sector where Vanguard does not; Vanguard covers high-dividend companies, the Japanese market, small-cap companies where Amundi does not.
Are there structural differences beyond fees?+
Yes. Amundi's products in this catalog are 100% accumulating and 89% physically replicated, domiciled in Luxembourg, France, Ireland. Vanguard's are 55% accumulating and 100% physical, domiciled in Ireland. For a Spanish investor the accumulating/distributing split matters for tax, and domicile matters for dividend withholding.
Does this comparison look at past performance?+
No, deliberately. Two funds tracking the same index deliver almost identical returns before fees, so comparing their past returns tells you about the index, not about the provider. The fee is the part the provider actually controls, and the only one you know for certain the day you invest.
Cost and coverage comparison computed over this site’s catalog, which is a sample and not each provider’s full product range. Returns are not compared: two funds tracking the same index perform almost identically before fees, so past performance tells you about the index, not the provider. Educational content, not a recommendation.