Amundi vs Xtrackers
Both providers track indices, so neither "performs" better than the other — what separates them is cost, range and which markets they actually cover. Amundi has 18 products in this catalog and Xtrackers has 22, overlapping in 9 categories. Amundi offers the cheapest fund in 4 of those 9 categories.
Amundi
- Products
- 18
- Lowest TER
- 0.06%
- Average TER
- 0.21%
- Categories
- 9
Xtrackers
- Products
- 22
- Lowest TER
- 0.07%
- Average TER
- 0.21%
- Categories
- 11
Which one is cheaper, and where
Amundi offers the cheapest fund in 4 of the 9 categories both cover.
The cheapest fund from each, category by category
Each provider’s lowest-fee product within every shared category, head to head. The index each one tracks is shown too, because two funds in the same category do not always track the same thing.
| Category | Amundi | Xtrackers | Difference |
|---|---|---|---|
| Technology | Amundi Nasdaq-100Nasdaq-1000.22% | Xtrackers Artificial Intelligence and Big DataNasdaq Global Artificial Intelligence and Big Data0.35% | €13/year per €10,000 |
| Global | Amundi Prime All Country WorldSolactive GBS Global Markets0.07% | Xtrackers FTSE All-WorldFTSE All-World0.15% | €8/year per €10,000 |
| USA | Amundi S&P 500 (Acc)S&P 5000.15% | Xtrackers S&P 500S&P 5000.07% | €8/year per €10,000 |
| Thematic | Amundi Stoxx Europe 600 BanksSTOXX Europe 600 Banks0.30% | Xtrackers MSCI World Information TechnologyMSCI World Information Technology0.25% | €5/year per €10,000 |
| Fixed income | Amundi US Treasury Bond 7-10YBloomberg US Treasury 7-10 Year0.06% | Xtrackers II EUR Overnight Rate Swap€STR (money market)0.10% | €4/year per €10,000 |
| Emerging | Amundi MSCI Emerging MarketsMSCI Emerging Markets0.20% | Xtrackers MSCI Emerging MarketsMSCI Emerging Markets0.18% | €2/year per €10,000 |
| Europe | Amundi Stoxx Europe 600STOXX Europe 6000.07% | Xtrackers DAXDAX 400.09% | €2/year per €10,000 |
| Gold | Amundi Physical Gold ETCPhysical gold (spot price)0.15% | Xtrackers Physical Gold ETCPhysical gold (spot price)0.15% | Same cost |
| Sustainable | Amundi MSCI World SRI Climate Net Zero Ambition PABMSCI World SRI Climate Net Zero Ambition PAB0.18% | Xtrackers MSCI Emerging Markets ESGMSCI Emerging Markets ESG0.18% | Same cost |
What each one covers
Only at Amundi
—
Only at Xtrackers
Structural differences
Amundi
- Accumulating
- 100%
- Physical replication
- 89%
- Are ETFs
- 89%
- Domicile
- Luxembourg, France, Ireland
Xtrackers
- Accumulating
- 86%
- Physical replication
- 91%
- Are ETFs
- 86%
- Domicile
- Ireland, Luxembourg, Germany, Jersey
Other provider comparisons
Frequently asked questions
Is Amundi or Xtrackers cheaper?+
Amundi offers the cheapest fund in 4 of the 9 categories both cover, against 3 for Xtrackers. But "cheaper overall" is the wrong question: what matters is which is cheaper in the category you are actually buying.
Where is the difference between Amundi and Xtrackers biggest?+
In the technology sector: Amundi Nasdaq-100 charges 0.22% against 0.35% for Xtrackers Artificial Intelligence and Big Data. On €10,000 invested that is a €13.00 difference every year, in favour of Amundi.
Which one has the wider range?+
Xtrackers, with 22 products against 18. Coverage is not identical either: Xtrackers covers the Japanese market, listed real estate where Amundi does not.
Are there structural differences beyond fees?+
Yes. Amundi's products in this catalog are 100% accumulating and 89% physically replicated, domiciled in Luxembourg, France, Ireland. Xtrackers's are 86% accumulating and 91% physical, domiciled in Ireland, Luxembourg, Germany, Jersey. For a Spanish investor the accumulating/distributing split matters for tax, and domicile matters for dividend withholding.
Does this comparison look at past performance?+
No, deliberately. Two funds tracking the same index deliver almost identical returns before fees, so comparing their past returns tells you about the index, not about the provider. The fee is the part the provider actually controls, and the only one you know for certain the day you invest.
Cost and coverage comparison computed over this site’s catalog, which is a sample and not each provider’s full product range. Returns are not compared: two funds tracking the same index perform almost identically before fees, so past performance tells you about the index, not the provider. Educational content, not a recommendation.