Franklin Templeton vs Vanguard
Both providers track indices, so neither "performs" better than the other — what separates them is cost, range and which markets they actually cover. Franklin Templeton has 5 products in this catalog and Vanguard has 22, overlapping in 2 categories. Neither one wins outright: they split the 2 shared categories evenly.
Franklin Templeton
- Products
- 5
- Lowest TER
- 0.19%
- Average TER
- 0.20%
- Categories
- 2
Vanguard
- Products
- 22
- Lowest TER
- 0.07%
- Average TER
- 0.16%
- Categories
- 9
Which one is cheaper, and where
A tie: they split the 2 categories both cover evenly.
The cheapest fund from each, category by category
Each provider’s lowest-fee product within every shared category, head to head. The index each one tracks is shown too, because two funds in the same category do not always track the same thing.
| Category | Franklin Templeton | Vanguard | Difference |
|---|---|---|---|
| Fixed income | Franklin Euro Green BondBloomberg MSCI Euro Green Bond0.25% | Vanguard Global Aggregate Bond EUR-HBloomberg Global Aggregate Float Adjusted0.10% | €15/year per €10,000 |
| Emerging | Franklin FTSE IndiaFTSE India0.19% | Vanguard FTSE Emerging MarketsFTSE Emerging0.22% | €3/year per €10,000 |
What each one covers
Only at Franklin Templeton
—
Only at Vanguard
Structural differences
Franklin Templeton
- Accumulating
- 80%
- Physical replication
- 100%
- Are ETFs
- 100%
- Domicile
- Ireland
Vanguard
- Accumulating
- 55%
- Physical replication
- 100%
- Are ETFs
- 68%
- Domicile
- Ireland
Other provider comparisons
Frequently asked questions
Is Franklin Templeton or Vanguard cheaper?+
It depends on the category — they tie overall, each offering the cheapest fund in 1 of the 2 categories both cover. Compare the specific category you want rather than the provider as a whole.
Where is the difference between Franklin Templeton and Vanguard biggest?+
In fixed income: Franklin Euro Green Bond charges 0.25% against 0.10% for Vanguard Global Aggregate Bond EUR-H. On €10,000 invested that is a €15.00 difference every year, in favour of Vanguard.
Which one has the wider range?+
Vanguard, with 22 products against 5. Coverage is not identical either: Vanguard covers global equities, the US market, high-dividend companies, European equities, the Japanese market, sustainable (ESG) criteria, small-cap companies where Franklin Templeton does not.
Are there structural differences beyond fees?+
Yes. Franklin Templeton's products in this catalog are 80% accumulating and 100% physically replicated, domiciled in Ireland. Vanguard's are 55% accumulating and 100% physical, domiciled in Ireland. For a Spanish investor the accumulating/distributing split matters for tax, and domicile matters for dividend withholding.
Does this comparison look at past performance?+
No, deliberately. Two funds tracking the same index deliver almost identical returns before fees, so comparing their past returns tells you about the index, not about the provider. The fee is the part the provider actually controls, and the only one you know for certain the day you invest.
Cost and coverage comparison computed over this site’s catalog, which is a sample and not each provider’s full product range. Returns are not compared: two funds tracking the same index perform almost identically before fees, so past performance tells you about the index, not the provider. Educational content, not a recommendation.