inbestMe Plan de Pensiones Indexado Renta Variable
Total fee
~0.71%
Hist. return*
~8%
Risk
6/7
inbestMe Plan de Pensiones Indexado Renta Variable is an individual pension plan (PPI) managed by inbestMe, with indexed (passive) management tracking Cartera indexada global (perfil agresivo). Its approximate total fee (management + custody) is 0.71%, with a 6/7 risk indicator.
Manager's websiteFull factsheet
- Manager
- inbestMe
- Index / portfolio
- Cartera indexada global (perfil agresivo)
- Total fee
- ~0.71%
- Hist. return*
- ~8%
- Risk
- 6/7
- Management
- Indexed
Catalog last reviewed on 03/07/2026.
Frequently asked questions
What does inbestMe Plan de Pensiones Indexado Renta Variable invest in?+
It tracks Cartera indexada global (perfil agresivo), with 6/7 risk. Check the official factsheet for the exact underlying holdings.
What is the total fee?+
Approximately 0.71% (management + custody combined). This is an approximate figure, not verified to the decimal — confirm the exact current fee on inbestMe's own factsheet before subscribing.
Can I withdraw the money whenever I want?+
No — pension plans in Spain can only be redeemed at retirement, or in specific cases (severe illness, long-term unemployment, or contributions held for more than 10 years, depending on current regulation). Unlike an index fund, liquidity is restricted by law.
Global equities
A sample of real plans: robo-advisors and indexed plans (lower fees) plus a selection of well-known traditional-bank plans (BBVA Telecomunicaciones, etc.), not an exhaustive list. The total fee is approximate (management + custody) and traditional-bank plans are usually significantly more expensive than indexed ones — always confirm the exact figure in the official factsheet before subscribing. * Historical return is that of the underlying long-term reference index or portfolio, not of the specific plan (which also deducts the TER every year); past returns don't guarantee future returns. Pension plans have different taxation and liquidity rules than index funds: consult an advisor before deciding.