Santander Renta Variable España PP
Total fee
~1.50%
Hist. return*
~6%
Risk
6/7
Santander Renta Variable España PP is an individual pension plan (PPI) managed by Santander tracking Renta variable España (gestión activa). Its approximate total fee (management + custody) is 1.50%, with a 6/7 risk indicator.
Manager's websiteFull factsheet
- Manager
- Santander
- Index / portfolio
- Renta variable España (gestión activa)
- Total fee
- ~1.50%
- Hist. return*
- ~6%
- Risk
- 6/7
- Management
- Active
Catalog last reviewed on 03/07/2026.
Frequently asked questions
What does Santander Renta Variable España PP invest in?+
It tracks Renta variable España (gestión activa), with 6/7 risk. Check the official factsheet for the exact underlying holdings.
What is the total fee?+
Approximately 1.50% (management + custody combined). This is an approximate figure, not verified to the decimal — confirm the exact current fee on Santander's own factsheet before subscribing.
Can I withdraw the money whenever I want?+
No — pension plans in Spain can only be redeemed at retirement, or in specific cases (severe illness, long-term unemployment, or contributions held for more than 10 years, depending on current regulation). Unlike an index fund, liquidity is restricted by law.
Global equities
A sample of real plans: robo-advisors and indexed plans (lower fees) plus a selection of well-known traditional-bank plans (BBVA Telecomunicaciones, etc.), not an exhaustive list. The total fee is approximate (management + custody) and traditional-bank plans are usually significantly more expensive than indexed ones — always confirm the exact figure in the official factsheet before subscribing. * Historical return is that of the underlying long-term reference index or portfolio, not of the specific plan (which also deducts the TER every year); past returns don't guarantee future returns. Pension plans have different taxation and liquidity rules than index funds: consult an advisor before deciding.